Virginia Modular Home Loans

Thinking about buying a modular home? Smart move. Becoming a homeowner shouldn’t mean compromising the other things you want out of life – it should empower them. We believe that’s what modular homeownership does – gives you more space to do more of what you love. Who doesn’t want that?

Now you just need to decide who you’ll take on your financing journey. We’d love for you to consider us. See, we know how to finance manufactured/modular homes. They are our expertise. We know you're proud to call Virginia home, and we want to be part of what makes your house a home!

What do we offer?

  • Multiple loan options*
  • A streamlined loan application process!
  • Support and customer service that fits you
  • 40 years of experience
  • A guided phone application
  • Answers to your questions
*all loans subject to credit approval

Welcome to Vanderbilt Mortgage

Couple applying for a home loan

Vanderbilt Mortgage and Finance, Inc. is a Berkshire Hathaway Company offering a variety of home loan products including:

  • New and used manufactured and modular home financing
  • Servicing traditional home loans
  • Financing for eScore energy efficient home improvement

Our Mission

It is our mission to help families achieve the Great American Dream of homeownership. We have been helping families across the nation for over 40 years and currently service over 200,000 loans. Our team members are committed to helping our customers through the home loan process and build trusting relationships that last throughout the life of the loan and beyond.

Vision and Values

The lending industry is constantly evolving, and it is our goal to grow and adapt in order to best serve each and every customer as suits their needs. It is our company's commitment to:

  • Treat people right
  • Do the right thing
  • Listen to our customers
  • Take care of the environment and the communities we live in

By sticking to these principles, we are able to preserve the core values that have made us successful while providing an excellent customer experience.

Customer Stories

The outside of a new home

They were extremely professional and friendly

“My experience in the process of acquiring home financing is usually difficult, and I was expecting it to be this way with Vanderbilt - but I was very pleasantly surprised to find that the people who I dealt with were extremely professional and friendly. No one likes surprises, especially those that cost more money - but everything that I was told by the people at Vanderbilt was up front and accurate.”

- Robert, Arkansas

Kitchen counters and stove of a new home

Financing was a breeze

“So happy with our new home. Financing was a breeze. Took care of all of our questions and concerns right up front. Truly very happy with my mortgage company, would highly recommend to anyone, all my family and friends.”

- Russell, New Mexico

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Working at VMF

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Fri: 8:30am - 5:30pm ET

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