Payment Options


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  • 90 days after a returned or failed payment occurs on an account, Vanderbilt will resume accepting funds on VMF.com and the automated phone pay system. Please contact us at 1-800-970-7250 to discuss alternative payment options or view our Payment Options. Reoccurring Automated Draft payments will automatically start again once the loan is up to date.

    Vanderbilt only submits a payment to a bank once to avoid multiple returned or failed payment penalties for the same payment. Questions regarding payments that failed or were returned due to insufficient funds are best answered by contacting your banking institution.

  • Please use one of the following options to enroll or change your bank account information for recurring ACH monthly drafts (automatic payments).
    Option 1. Login or create an online account to access your Vanderbilt loan information. You can enroll, change or remove your bank information for a recurring ACH draft payment from the "Loan Summary" page.
    Option 2. Fax a copy of your blank “voided” check and the Auto Draft Letter or Auto Draft Letter (North Carolina) authorizing Vanderbilt Mortgage to draft from your bank account.
    Option 3. Mail a blank “voided” check and an Auto Draft Letter or Auto Draft Letter (North Carolina) to:

    Attn: Customer Service
    Vanderbilt Mortgage and Finance, Inc.
    PO Box 9800
    Maryville, TN 37802

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  • If you believe your payment was lost or not properly applied to your loan account, open the full FAQ page for the procedures for the most common payment methods. If your method of payment is not listed, check the front or back of your payment receipt for a phone number to call.

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Have Questions?

We’re Here to Help

New customers 1-866-701-0467

Existing customers 1-800-970-7250