Loading

Direct Lending - Hero Image

Used Home Loan

Looking to purchase a pre-owned mobile or manufactured home and need a loan? Let Vanderbilt show you the way with Pre-owned Financing! Direct Lending is a mortgage loan program specifically for homebuyers who are looking at purchasing a pre-owned manufactured, modular, or mobile home from a private seller.

Apply Today
Learn more

Loan Officers by State

All Loan Officers

All Loan Officers
Alabama
Arizona
Arkansas
California
Colorado
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Nevada
New Mexico
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wyoming

FAQs

View all

  • You can work with a real estate agent to find pre-owned manufactured homes for sale. Direct Lending loans are available for qualified borrowers to finance the purchase of pre-owned manufactured homes that are being sold by private individuals and that are intended to be used as a residence you intend to occupy for your home.

  • Yes. Direct Lending offers home only loans (chattel loans).

  • Simply click Apply Today and fill out the online application. A Loan Specialist will call you as soon as possible--usually within one business day.

Mortgage Payment Calculator

Trying to plan what your payment may look like? Are you renting and want to compare your current rent to an estimated mortgage? We want to give you the tools to plan ahead by providing our Monthly Payment Calculator.

View Calculator

Tips & Tools

View all

Start Your Journey Home

Apply Today