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Mortgages and Loans - Hero Image

Mortgages & Loans

Vanderbilt Mortgage and Finance offers many financing options designed to help you accomplish your goal of homeownership or home improvement. Find a mortgage program that works best for you and your budget.

Calculators

Estimate your potential monthly payment

Mortgage calculator

Estimate your monthly mortgage payment

Biweekly extra calculator

Get the most out of biweekly payments

Direct Lending by Vanderbilt

Already found your perfect manufactured home with a for sale sign in the yard? Our owner-to-owner loan program can help!

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Home UpGrade Loan

Planning an energy efficiency upgrade or unexpectedly need a new heating and air unit? We have a long-term, fixed rate financing option with a quick online application for financing and zero down required.

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TVA EnergyRight® loan with Vanderbilt

We are excited to partner with the Tennessee Valley Authority (TVA) and many Local Power Companies to provide you with financing opportunities for your home energy projects. Work with a member of TVA's Quality Contractor Network and ensure your job is done right!

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Commercial Lending

We offer financing for Land-lease communities in select states. Learn about our flexible terms and cash out program for commercial community financing—no refinance required.

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Documents & Forms

Login to your account to print/view your 1098 Tax Form or Payoff Quote free of charge. You can also request additional documents. Learn more if you want to see all our request options.

Example documents

  • tax forms
  • COPIES OF TITLE, DEED OF TRUST, & CONTRACT
  • PAY HISTORY DOCUMENTS
  • VERIFICATION OF MORTGAGE

FICO® Credit Score

Understanding your FICO® Score can help you better understand your credit risk and allow you to more responsibly manage your financial health.

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Escrow

Escrow is a separate amount collected along with your scheduled mortgage payment. The funds are collected to pay your future annual homeowners insurance premium and/or taxes.

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Have Questions?

We’re Here to Help

New customers 1-866-701-0467

Existing customers 1-800-970-7250

Find the Perfect Home Loan for You