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Fill out the form below to get important information on what to expect during the home buying process.
Saving for a down payment shouldn't keep you from moving forward. †Qualified buyers can put as little as $1,500 down on eligible single-section homes or $3,000 down on eligible multi-section homes. Browse available in-stock homes and apply by December 31, 2026. *Terms and conditions apply.
*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. See more details.
We can help you review financing options in the price range you’re looking for.
Customers are our biggest priority. We want to help your dreams come true.
This is your home, and we don't want you to settle so we are here to answer your questions first.
We offer multiple programs to help you finance your manufactured, mobile or modular home purchase.
Estimate what your potential monthly mortgage payment may look like. Calculator results are only estimates.
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"I have had an opportunity in my life to apply for several home loans. Applying with Vanderbilt was easy, convenient, and every person that I have dealt with has been very friendly and professional. I would recommend Vanderbilt to any home buyer knowing that you will be treated fairly and with respect..."
Mark,
North Carolina
"My wife and I purchased our home last fall. The finance agent was easy to work with and went above and beyond in order to secure financing on our behalf. I highly recommend Vanderbilt for financing your next home. We plan to purchase a double wide in the future and look forward to working with Vanderbilt for financing it..."
Martin,
Georgia
"So happy with our new home. Financing was a breeze. Took care of all of our questions and concerns right up front. Truly very happy with my mortgage company, would highly recommend to anyone, all my family and friend..."
Russell,
New Mexico
"My experience in the process of acquiring home financing is usually difficult, and I was expecting it to be this way with Vanderbilt - but I was very pleasantly surprised to find that the people who I dealt with were extremely professional and friendly. No one likes surprises, especially those that cost more money - but everything that I was told by the people at Vanderbilt was up front and accurate..."
Robert,
Arkansas
*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
†$1,500 Down for Single-Section and $3,000 Down for Multi-Section (the "Offer"). The Offer is limited to down payment amount. Total closing costs may be higher and will vary based on the down payment, loan product, your application and qualifications, and other fees for where the property is located. Vanderbilt Mortgage Portfolio loans only. Not available with FHA, USDA, VA, or GSE loans. Offer available for applications submitted between or on September 1, 2026 and December 31, 2026 for chattel loans up to $200,000 and land/home loans up to $250,000 to finance the purchase of new manufactured and modular homes from a Clayton Family of Brands retailer in stock as of September 1, 2026. Offer requires a minimum credit score of 640. To qualify for Offer, the loan program must originally require more than the Offer’s reduced down payment. Home must be used as the borrower’s primary residence and not a second home, “buy for,” or investment purchase. Offer example: On a $100,000 eligible loan with a 10% ($10,000) required down payment, the down payment will be reduced to $1,500 for a single-section, or $3,000 for a multi-section. Reduction cannot be combined with any other offer, except for Vanderbilt Mortgage’s “No payments for 60 days” program (subject to its terms and conditions). Vanderbilt Mortgage reserves the right to cancel the program at any time. Available loan programs, terms, and offers may vary by state.
Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, For licensing information, go to (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law license, Licensed by PA Dept. of Banking and Securities.