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Vanderbilt Mortgage and Finance, Inc.
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Vanderbilt Mortgage and Finance makes managing your home loan payments easy and convenient with a variety of payment options

Payment Options

Vanderbilt Mortgage and Finance makes managing your home loan payments easy and convenient with a variety of payment options. Choose the method that is right for you.

Draft Pay Automatically*

Pay by Phone Pay by Phone or Pay by Web Web*

Sick of writing checks and buying stamps? You now have three ways to pay:
  • Automated Phone Pay: To pay by phone 24/7, all you need is your checkbook, loan number and the primary borrower's zip code. To use our FREE automated phone pay system, call 1-800-970-7250.

  • Assisted Phone Pay: To pay by phone with assistance from one of our Agents during normal business hours, all you need is your checkbook and loan number. If you call us at 1-800-970-7250 before 6:00 P.M. ET, your payment will be posted the same day. Where legally allowed, a maximum fee of $10 will be charged for Assisted Phone Payments.

  • Web Pay: To make a FREE web payment 24/7

    • If you are the primary borrower, all you need is your checkbook, loan number and social security number to register.
    • If you are someone other than the primary borrower, all you need is your checkbook, loan number and the primary borrower's zip code to register.
    • If you have already registered to create your secure online account, all you need is your User ID and Password to login.
*If you are presently in bankruptcy or if your loan is past due, these payment options may not be available to you.

Pay by Check or Money Order

Pay by Money Transfer Service


    Use MoneyGram® ExpressPayment® service to make your Vanderbilt Mortgage payment at thousands of MoneyGram agent locations nationwide including Walmart and CVS/pharmacy. MoneyGram charges a fee of $8.95 for this service. Use MoneyGram Receive Code 2665.To find a MoneyGram Agent near you, please visit MoneyGram.com, or call 1-800-MONEYGRAM.
    MoneyGram®, ExpressPayment® and the Globe are registered marks of MoneyGram.


    Western Union Quick Collect. When making a payment be sure to use the code city: SMOKE, TN. Western Union charges a fee of $12.95 for this service. To find a Western Union Agent near you, visit WesternUnion.com.