Frequently Asked Questions

How do we calculate your payment and when are payments due?

Your loan documents show the required payment amount as well as the scheduled payment due date. The payment schedule assumes you will pay the required amount due on every due date throughout the term of the loan. When a payment is received, it will be applied first to any interest that has accrued on the unpaid Principal Balance, then to Escrow and/or Advances, Service Fees (if applicable) and then to the actual Principal Balance. If payment in full is received on every scheduled due date throughout the term of the loan, the final payment of principal and interest due at maturity will be the same as what is listed as the final payment on the loan documents.

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