
Guide | Budgeting
Buying a home is a big decision, and you might be thinking, “Can I really qualify for a home loan based on my current credit score?” Your creditworthiness can affect how much you can borrow, what interest rate you can obtain, and what loan program(s) you may qualify for.
When starting to build your credit, it’s a good idea to check your credit report to make sure it does not contain any inaccurate or fraudulent information. It is better to review your credit report before applying for a loan so you have an idea as to what your credit history will look like to a lender.
If you find your credit score is lower than what you would like it to be, don’t worry! You can still take steps to help improve your credit. Keep in mind your score will not increase over night; you will have to be consistent with the following tips to see your credit score increase.
Still need help building your credit? Check out our Guide to Credit for additional tips!
Guide | Budgeting
Article | Budgeting
Guide | Budgeting
Guide | Home Buying
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