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Your TVA EnergyRight log in is now even more secure! Click here to learn more about the changes and what to expect.
The Vanderbilt choice
We are excited to partner with TVA and many of your Local Power Companies to provide you with financing opportunities for your home energy projects.

Our TVA EnergyRight® loan program is an easy and efficient process that is completely online and paperless
- Apply online 24/7
- A local company handing all your needs
- Simplified and efficient contractor process using data entered into the TVA EnergyRight® residential hub
- Instant loan approvals
- Prompt contractor payments
- Online loan closing using electronic signatures and verifications
- Instant loan approvals
- Apply online 24/7
- A local company handing all your needs
- Prompt contractor payments
- Simplified and efficient contractor process using data entered into the TVA EnergyRight® residential hub
- Online loan closing using electronic signatures and verifications

What we can finance
All upgrades installed by a member of TVA’s Quality Contractor Network through the TVA EnergyRight® program.
HVAC
Duct systems
Insulation
Air sealing
Windows
Doors
Water heaters
Appliances
TVA EnergyRight® loan application process
Log in or register at www.energyright.com
Click on the 'Apply for Financing' button
Follow the online application instructions
Receive loan decision within seconds!

FAQs
*Vanderbilt’s TVA EnergyRight® Loan only, example of 10 year fixed rate term with $8,000 loan amount for eligible improvements installed by a member of an approved contractor network for a home in an eligible state with an application received by June 30, 2023. $0 down payment, 120 monthly payments of $105.68 (P & I). 9.99% APR 9.99% Interest Rate as of April 1, 2023. Minimum credit score of 740 required. Other interest rates available for lower credit scores (minimum 640 credit score required for approval). Rates and terms subject to change. All loans subject to credit approval. Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 1-888-893-8792.
**$15,000 maximum loan amount. Rates vary based on credit score (minimum 640 credit score required for approval).

About Vanderbilt
Vanderbilt Mortgage and Finance, Inc. is a Berkshire Hathaway company with over 35 years of lending experience. Our home office is located in Maryville, TN with over 900 team members to serve your needs. Currently, we serve over 20,000 customers in the TVA footprint.