A couple sits on the porch of their manufactured home while watching their two sons play in the yard.A couple sits on the porch of their manufactured home while watching their two sons play in the yard.
Looking for a manufactured home loan? Let Vanderbilt Mortgage and Finance help you get started.

No payments for 60 days*

Not available with FHA loans. See below for complete terms & conditions.

Financing your new home starts here.


Fill out the form below to get important information on what to expect during the home buying process.

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Learn more about Vanderbilt Mortgage

We can help you review financing options in the price range you’re looking for.

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Why Finance with Vanderbilt Mortgage?

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Customers are our biggest priority. We want to help your dreams come true.

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This is your home, and we don't want you to settle so we are here to answer your questions first.

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We offer multiple programs to help you finance your manufactured, mobile or modular home purchase.

Mortgage Calculator

Estimate what your potential monthly mortgage payment may look like. Calculator results are only estimates.

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Principal and InterestHome InsuranceProperty Taxes
  • Principal and Interest


  • Home Insurance


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Please note: The results from the calculator are only estimates. There are additional costs to buying a home that may not be reflected in this calculator. Always compare loan offers you may receive before making your decision. Contact us to talk to a licensed loan specialist about loan options specific to your financial needs.

Our Home Partners

Customer Stories


"I have had an opportunity in my life to apply for several home loans. Applying with Vanderbilt was easy, convenient, and every person that I have dealt with has been very friendly and professional. I would recommend Vanderbilt to any home buyer knowing that you will be treated fairly and with respect..."


"My wife and I purchased our home last fall. The finance agent was easy to work with and went above and beyond in order to secure financing on our behalf. I highly recommend Vanderbilt for financing your next home. We plan to purchase a double wide in the future and look forward to working with Vanderbilt for financing it..."


"So happy with our new home. Financing was a breeze. Took care of all of our questions and concerns right up front. Truly very happy with my mortgage company, would highly recommend to anyone, all my family and friend..."


"My experience in the process of acquiring home financing is usually difficult, and I was expecting it to be this way with Vanderbilt - but I was very pleasantly surprised to find that the people who I dealt with were extremely professional and friendly. No one likes surprises, especially those that cost more money - but everything that I was told by the people at Vanderbilt was up front and accurate..."

**No payments for 60 days (the "Program"): Portfolio loans only, not available with FHA. Program available for applications submitted between January 1, 2024 and December 31, 2024 for loans to finance the purchase of new manufactured and modular homes from a Clayton Family of Brands retailer (“Seller”). All loans are subject to credit approval. For eligible loans, the first payment due date will be extended with no additional interim interest to a minimum of 60 days after funding. For example, if the loan were to fund in June 2024, the first payment due date would be extended with no additional interim interest from August 2024 to September 2024. Funding occurs after the closing date when the new home is delivered, installed, the seller obligations and all of Vanderbilt’s requirements for the loan are completed. Closing means the signing of both the Seller’s sales documents and Vanderbilt’s loan documents necessary to finance the purchase of a new home. An escrow cushion of up to two months may be collected at closing to help avoid an escrow shortfall. Vanderbilt reserves the right to cancel this Program at any time.

Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law license, Licensed by PA Dept. of Banking.