Need a pre-owned manufactured home loan? We can help.

Vanderbilt Mortgage and Finance offers pre-owned manufactured home loans through our Connect Lending team for your clients. Offering ease, efficiency, and expertise in the home buying process.

All loan programs subject to credit approval and restrictions apply. Contact us for details.

Financing pre-owned manufactured homes for your clients.

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Provide key information about our loan programs and connect you with our dedicated team.

By submitting this form, I agree that Vanderbilt Mortgage and our Connect Lending Team may provide me with marketing communications about their pre-owned products and services, and share my contact information as described in our website terms.

What makes us different?

With nearly 50 years of exclusive manufactured home lending experience, we have provided affordable home ownership to countless families. Specializing in pre-owned manufactured and modular homes, Vanderbilt’s Connect Lending department is your resource for buyers purchasing homes from individuals or a home listed on VMFhomes.com

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Some of our program highlights include:

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  • Credit Scores Starting at 480
  • Down payments start at $0
  • Up to 100% financing available

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Minimal Requirements

  • No age limits on pre-owned homes
  • No home inspections
  • No permanent foundation

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Convenient Options

  • Home only financing available
  • Land home financing available
  • Buyer can apply by phone or online

Customer Stories


"I have had an opportunity in my life to apply for several home loans. Applying with Vanderbilt was easy, convenient, and every person that I have dealt with has been very friendly and professional. I would recommend Vanderbilt to any home buyer knowing that you will be treated fairly and with respect..."


"My wife and I purchased our home last fall. The finance agent was easy to work with and went above and beyond in order to secure financing on our behalf. I highly recommend Vanderbilt for financing your next home. We plan to purchase a double wide in the future and look forward to working with Vanderbilt for financing it..."


"So happy with our new home. Financing was a breeze. Took care of all of our questions and concerns right up front. Truly very happy with my mortgage company, would highly recommend to anyone, all my family and friend..."


"My experience in the process of acquiring home financing is usually difficult, and I was expecting it to be this way with Vanderbilt - but I was very pleasantly surprised to find that the people who I dealt with were extremely professional and friendly. No one likes surprises, especially those that cost more money - but everything that I was told by the people at Vanderbilt was up front and accurate..."

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law license, Licensed by PA Dept. of Banking.