State Licensing

State Licenses & Disclosures

State Licensing & Disclosure

NMLS #1561
Federal Tax ID # 62-0997810

Vanderbilt Mortgage and Finance, Inc., with its principal office at 500 Alcoa Trail, Maryville, Tennessee 37804, and telephone number 800-970-7250, holds or files the licenses or other authorizations (“licenses”) to make loans listed below. Vanderbilt does not engage in lending in every state and some states do not require licenses for every type of credit transaction.

 LicensesShow All

Alabama
Alabama Consumer Credit License MC 3145
Alaska
Alaska Collection Agency License 573
Alaska Collection Agency Branch License 394
Alaska Mortgage Broker/Lender License AK1561
Arizona
Arizona Mortgage Banker License BK-0902616
Arizona Mortgage Banker Branch License BKBR-0108059
Arizona Mortgage Banker Branch License BKBR-0115433
Arkansas
Arkansas Combination Mortgage Banker-Broker-Servicer 10696
Arkansas Combination Mortgage Banker-Broker-Servicer 20116
Arkansas State Board of Collection Agencies License 4741
Arkansas State Board of Collection Agencies License 4740
California
California DBO Finance Lenders Law License 6036460
California DBO Finance Lenders Law License (Branch) 603J016
California DBO Residential Mortgage Lending Act License 41DBO-46209
Colorado
*Regulated by the Colorado Division of Real Estate
Colorado UCC Supervised Lender License 097287
Colorado UCC Supervised Lender Branch License 097287-002
Colorado Collection Agency License 991939
Colorado DRE Mortgage Company Registration
Connecticut
Mortgage Lender License ML-1561
Mortgage Servicer License MS--1561
Mortgage Servicer Branch License MSB--7443
Delaware
Delaware Chapter 22 Licensed Lender License 2150
Delaware Chapter 29 Motor Vehicle Sales Finance License 2410
District of Columbia
District of Columbia Mortgage Lender License MLB1561
Florida
Florida Mortgage Lender Servicer License MLD393
Florida Mortgage Lender Servicer Branch License MLDB744
Florida Sales Finance Company License SF0900053
Florida Consumer Collection Agency License CCA9903281
Georgia
Georgia Annual Mortgage Lender License 6911
Hawaii
Hawaii Mortgage Servicer License 118
Hawaii Exempt Out-of-State Collection Agency COLAX 899
Idaho
Idaho Regulated Lender License RRL-3811
Idaho Mortgage Broker/Lender License MBL-3054
Idaho Mortgage Broker/Lender License MBL-7807
Idaho Collection Agency CCA-8817
Idaho Collection Agency - Branch CCA-8817-B
Illinois
*Illinois Department of Financial and Professional Regulation
*100 West Randolph, 9th Floor
*Chicago, IL 60601
*1(888)473-4858
Illinois Residential Mortgage License MB.6760629
Illinois Sales Finance Agency License 892
Indiana
Indiana DFI Subordinate Lien Mortgage Lending License 7072
Indiana DFI First Lien Mortgage Lending License 10869
Indiana Collection Agency License 1561
Iowa
Iowa Mortgage Banker License 572
Iowa Nonresident Regulated Loan Company License 2006-0156
Iowa Nonresident Regulated Loan Company License 2006-0158
Iowa Master Loan Company Registration 88880907
Iowa Mortgage Branch Registration 572
Iowa CPD Creditor/Assignee Notification
Kansas
*Kansas Licensed Mortgage Company
Kansas Supervised Loan License SL.0000720-BR.002
Kansas Supervised Loan License SL.0000720
Kansas Certificate of Notification NOT.0006455
Kansas Mortgage Company License MC.0025368
Kansas Mortgage Company Branch License MC.0025368-BR.001
Kentucky
Kentucky Mortgage Company License MC16813
Kentucky Mortgage Company License MC22484
Kentucky Consumer Loan License CL321376
Louisiana
Louisiana Residential Mortgage Lending License RML 556
Louisiana Mortgage Branch Registration
Louisiana Commissioner of Financial Institutions Notification NOT 12450-0
Louisiana Sales Finance Company License SF-2017-00743
Louisiana Sales Finance Company License SF-2017-00744
Maine
Maine Loan Servicer Registration SVR5876
Maine Loan Servicer Registration SVR7126
Maine Debt Collector License DCL12775
Maine Debt Collector Branch License DCB12776
Maine Supervised Lender License 1561
Maryland
Maryland Mortgage Lender License 12845
Maryland Consumer Loan License 814
Maryland Sales Finance 1457
Maryland Installment Loan 2084
Massachusetts
Massachusetts Debt Collector DC1561
Massachusetts Debt Collector Branch DC1561
Massachusetts Mortgage Lender ML1561
Massachusetts Mortgage Lender Branch ML1561
Michigan
Michigan DIFS First Mortgage Broker/Lender/Servicer Registrant FR 1011
Michigan DIFS Secondary Mortgage Broker, Lender and Servicer SR 0018835
Michigan Collection Agency License 2401002682
Michigan Collection Agency License 2401002675
Minnesota
Minnesota Residential Mortgage Originator License MN-MO-20194020
Minnesota Collection Agency License 40342245
Mississippi
*Mississippi Registered Mortgage Company
Mississippi Mortgage Servicer Branch License 7443
Mississippi Mortgage Lender License 1561
Missouri
Missouri Certificate of Registration Consumer Credit Loan Company 367-17-1364
Missouri Company Registration License 17-1868
Missouri In-State Branch License 17-1868
Montana
Montana Consumer Loan License 1561
Montana Sales Finance Company License 325
Montana Mortgage Lender License 1561
Montana Mortgage Servicer License 1561
Montana Mortgage Servicer Branch License 7443
Nebraska
Nebraska Mortgage Banker License 522
Nebraska Mortgage Banker Branch License
Nebraska Collection Agency License 1164
Nebraska Collection Agency Branch License 1164
Nebraska Installment Sales Company License NE1561-ISL
Nebraska Installment Sales Branch License NE7443-ISB
Nevada
Nevada Installment Loan License IL10008
Nevada Mortgage Broker Certificate of Exemption 3656
Nevada Mortgage Broker Branch Certificate of Exemption 3656
Nevada Mortgage Servicer License 4336
New Hampshire
*Licensed by the New Hampshire Banking Department
New Hampshire Mortgage Banker License 13678-MB
New Hampshire Mortgage Banker Branch License 21917-MB-BCH
New Jersey
New Jersey Collection Agency Bond Registration 13827
New Jersey Residential Mortgage Lender License 1561
New Mexico
New Mexico Mortgage Loan Company License 01135
New Mexico Mortgage Loan Company Branch License
Collection Agency License 01582
Collection Agency License (Greensboro) 01583
Collection Agency License (Las Vegas) 01584
New York
New York, City of Buffalo Collection Agency License CAG13-10025315
New York Mortgage Loan Servicer Registration 1561
New York Mortgage Loan Servicer Branch Registration 7443
New York Debt Collection Agency License 2025497-DCA
North Carolina
North Carolina Mortgage Lender License L-100375
North Carolina Mortgage Lender License L-100375-101
North Carolina Privilege License City of Greensboro 314908
North Carolina Collection Agency 112394
North Carolina Loan Broker Registration 256
North Dakota
North Dakota DFI Money Broker License MB102489
North Dakota DFI Collection Agency License CA101425
Ohio
Ohio Mortgage Loan Act Certificate of Registration SM.500822.000
Ohio Mortgage Loan Act Branch Registration SM.500822.001-BR
Oklahoma
Oklahoma DOCC Supervised Lender SL003570
Oklahoma DOCC Supervised Lender SL005838
Oklahoma DOCC Mortgage Lender License ML010129
Oklahoma DOCC Mortgage Lender Branch MLB10124
Oklahoma DOCC Notification 83720
Oklahoma DOCC Notification 84168
Oregon
Oregon Mortgage Lending License ML-1659
Oregon Mortgage Lending Branch License ML-1659-1
Pennsylvania
*Licensed by Pennsylvania Department of Banking
Pennsylvania Sales Finance Company License 1607
Pennsylvania Mortgage Consumer Discount Company License 26510
Rhode Island
Rhode Island Lender License 20153149LL
Rhode Island Lender Branch Certificate 20153149LL B01
Rhode Island Third Party Loan Servicer License
Rhode Island Third Party Loan Servicer Branch License
South Carolina
South Carolina BFI Supervised Lenders License S-4,104
South Carolina BFI Supervised Lenders License S-6,010
South Carolina Consumer Credit Grantor Notification NT01-0728930-07289478-0728943
South Carolina BFI Mortgage Lender/Servicer License MLS-1561
South Carolina BFI Mortgage Lender/Servicer Branch License MLB-7443
South Carolina Retail Dealer Certificate of License 35711
South Dakota
South Dakota Mortgage Lender License ML.04245
South Dakota Money Lending License MYL.2282
Tennessee
Tennessee Mortgage License and Certificate of Registration 109263
Tennessee Mortgage Branch Authorization and Certificate of Registration 109263-101
Tennessee Collection Service Agency License 00001493
Tennessee Industrial Loan and Thrift 3576
Texas
Texas OCC Registered Creditor 110634
Texas OCC Registered Creditor 118109
Texas SML Mortgage Banker Registration 64733
Texas SML Mortgage Banker Branch Registration
Texas OCC Regulated Loan License 11282-48667
Texas Collection Agency Bond Registration 20130084
Utah
Utah DRE Mortgage Entity License 5489445-NMLC
Utah DFI Acknowledgement of Consumer Credit Notification
Utah DFI Acknowledgement of Residential First Mortgage Notification
Utah DOCCC Certificate of Registration Collection Agency - Foreign 1455164-0131
Vermont
Vermont Loan Servicer License 1561-1
Vermont Loan Servicer License 7443-1
Vermont Lender License 6747
Virginia
Virginia Lender License MC-722
Virginia Branch License MC-722
Licensed by the Virginia State Corporation Commission MC-722
Washington
Washington Consumer Loan Company License 520-CL-1561
Washington Consumer Loan Branch Office License 520-CL-7443
*http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1561
Washington Collection Agency Registration 601-927-970-1-2
Washington Collection Agency Branch Registration 601-927-970-1-1
Washington Collection Agency Branch Registration 601-927-970-1-3
West Virginia
West Virginia Mortgage Lenders License ML-20713
West Virginia Mortgage Lenders Branch License MLB-21730
West Virginia Business Registration Certificate, Licensed as a Collection Agency 1050-1898
West Virginia Business Registration Certificate, Licensed as a Collection Agency 2228-1602
Wisconsin
Wisconsin DFI Mortgage Banker License 16381
Wisconsin DFI Mortgage Banker Branch License 7443BA
Wisconsin Consumer Act Registration
Wisconsin DFI Sales Finance Company License 312
Wisconsin DFI Sales Finance Company License 3121
Wyoming
Wyoming Supervised Lender 1425
Wyoming Mortgage Lender/Broker 317
Wyoming Mortgage Lender/Broker 318
Wyoming Non-Lender's Credit Registration NLC-0998
Wyoming Collection Agency License CAB-991
Wyoming Collection Agency Branch License CAB-990

Disclosures

Federal Equal Credit Opportunity Act Notice:

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act. The federal agency, which administers compliance with this law concerning this creditor, is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.

California
The Housing Financial Discrimination Act of 1977 Fair Lending Notice

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

  1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or
  2. Race, color, religion, sex, marital status, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of any one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.

If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or:

Department of Corporations

320 West 4th Street

Suite 750

Los Angeles, CA

90013-2344

71 Stevenson Street

Suite 2100

San Francisco, CA

94105-2980

1515K Street

Suite 200

Sacramento, CA

95814-4052

1350 Front Street

Room 2034

San Diego, CA

92101-3697

Ohio

The Ohio laws against discrimination requires that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

South Carolina

Please see the CONSUMER LOANS: Your Rights and Responsibilities pamphlet which provides a summary of your rights and responsibilities under this loan.

Texas

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

Utah

The Federal Equal Opportunity Act and the Utah Consumer Credit Code prohibit creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act. The federal agency which administers compliance with this law concerning this creditor, is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580. For residents of Utah, the Equal Credit Opportunity Provisions of the Utah Uniform Consumer Credit Code are administered by the Department of Financial Institutions, Herber M. Wells Building, 160 East 300 South, 3rd Floor, Salt Lake City, Utah 84111.

Washington

Washington State law prohibits discrimination in credit transactions because of race, creed, color, national origin, sex, marital status, or the presence of any sensory, mental or physical handicap of any person. The Washington State Human Rights Commission administers compliance with this particular State law.

Wisconsin

Notice to Married Wisconsin Residents: No provision of a marital property agreement, court order or decree under section 766.70 of the Wisconsin statutes or individual statement applying to marital property will adversely affect a creditor’s interests unless prior to the time credit is granted such creditor had actual knowledge of such provision. If an applicant spouse wants a creditor to be bound by such provision, such applicant spouse needs to disclose to the creditor the existence of such provision and provide the creditor with a copy thereof prior to the time credit is granted. Disclosure of such provision after credit is granted will not bind the creditor.

Contact Us

1‑800‑970‑7250

Mon‑Thurs: 8:30am - 8:00pm ET

Fri: 8:30am - 5:30pm ET