Mortgages and Loans - Hero Image

Mortgages & Loans

Vanderbilt Mortgage and Finance offers many financing options designed to help you accomplish your goal of homeownership or home improvement. Find a mortgage program that works best for you and your budget.


Estimate your potential monthly payment

Mortgage calculator

Estimate your monthly mortgage payment

Biweekly extra calculator

Get the most out of biweekly payments

Pre-owned Financing by Vanderbilt

Already found your perfect manufactured home with a for sale sign in the yard? Our owner-to-owner loan program can help!

Apply now
Direct lending image
Energy efficient image

Make Your Home More Energy Efficient

We are excited to partner with the Tennessee Valley Authority (TVA) and many Local Power Companies to provide you with financing opportunities to help you make improvements to achieve a more energy efficient home.

Learn more

Home Upgrade Loan

Looking for a quick fix, home repair or new addition? We have a quick online application for eligible home improvement loans with a fixed rate and zero down.

Learn more

Community Lending

We offer commercial loans for land-lease communities in select states. Click or call to learn about our programs and meet our team. Call us at  1-800-309-5008

Learn more

Documents & Forms

Login to your account to print/view your 1098 Tax Form or Payoff Quote free of charge. You can also request additional documents. Learn more if you want to see all our request options.

Example documents
  • tax forms

FICO® Credit Score

Understanding your FICO® Score can help you better understand your credit risk and allow you to more responsibly manage your financial health.

Learn more


Escrow is a separate amount collected along with your scheduled mortgage payment. The funds are collected to pay your future annual homeowners insurance premium and/or taxes.

Learn more

Have Questions?

We’re Here to Help

New customers 1-866-701-0467

Existing customers 1-800-970-7250

Find the Perfect Home Loan for You