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Loan Programs

Vanderbilt Mortgage and Finance Manufactured Home Loans

Find a mortgage program that works for you - and your budget. Vanderbilt Mortgage and Finance, a valued partner of Clayton Homes, offers many mortgage options, each designed to help you accomplish your goal of home ownership. Here are just a few options available:
  • Conventional Mortgage - Simple, fast and easy. Pre-qualify for a home loan today.

  • Biweekly Advantage Mortgage - Pay off your mortgage sooner with lower payments. Rather than paying a full monthly payment, you'll make a ½ payment every two weeks. The advantage is that more payments go toward the principal of your manufactured home loan, allowing you to own your home free and clear years earlier.

  • Land Home Mortgage - Do you own your own land or want to buy land? Our Land Home Mortgage program makes it possible to finance a new home + land + land improvements and fees all in one loan with one payment. It's easy and it's convenient.

  • FHA Mortgage - Low down payment requirements. The Federal Housing Administration (FHA) loan, sponsored by the federal government, is designed to help first-time homebuyers qualify for a loan. An FHA loan offers a competitive rate, a low down payment, and no loan fees.