Loading

Welcome to Vanderbilt

Home Loan Application

Before starting your application, here’s some information that you, and anyone applying with you, should have ready.

  • Personal information

    Social Security number, email, address, etc.

  • Financial information

    Monthly living expenses for clothing, gas, healthcare, child support, and alimony

  • Income information

    Gross monthly income (your income before taxes are deducted) and employment history

Time estimate: 15 minutes or less

Application progress can’t be saved, so make sure you have 15 minutes to complete the application.

Here’s a 3 step look at the process.*

You're here!

  • 1

    Fill out our easy online application, and a licensed loan specialist will contact you to obtain more information.

  • 2

    A licensed loan specialist will review your application in order to provide you with a loan decision.

  • 3

    If your application is conditionally approved, we will walk you through the process of collecting any documentation we may need from you in order to process your loan application as well as explain the credit requirements that apply for your selected loan program.

*All Loans Subject to Credit Approval.
**No payments for 60 days (the “Program”): Portfolio loans only, not available with FHA. Program available for applications submitted beginning January 1, 2021 for loans to finance the purchase of new manufactured and modular homes from a Clayton Family of Brands retailer (“Seller”). All loans are subject to credit approval. For eligible loans, the first payment due date will be extended with no additional interim interest to a minimum of 60 days after funding. For example, if the loan were to fund in June 2021, the first payment due date would be extended from August 2021 to September 2021. Funding occurs after the closing date when the new home is delivered, installed, the requirements of occupancy and all of Vanderbilt’s requirements for the loan are completed. Closing means the signing of both the Seller’s sales documents and Vanderbilt’s loan documents necessary to finance the purchase of a new home. Vanderbilt reserves the right to cancel this Program at any time.