SAFE Mortgage Licensing Act of 2008

Title V of P.L. 110-289, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed on July 30, 2008. The new federal law gave states one year to pass legislation requiring the licensure of mortgage loan originators according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). The SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state-licensed mortgage loan. Mortgage loan originators who work for an insured depository or its owned or controlled subsidiary that is regulated by a federal banking agency, or for an institution regulated by the Farm Credit Administration, are registered. All other mortgage loan originators are licensed by the states.

The SAFE Act requires state-licensed Mortgage Loan Originators (MLOs) to pass a written qualified test, to complete pre-licensure education courses, and to take annual continuing education courses. The SAFE Act also requires all MLOs to submit fingerprints to the Nationwide Mortgage Licensing System (NMLS) for submission to the FBI for a criminal background check; and state-licensed MLOs to provide authorization for NMLS to obtain an independent credit report.

Alabama

NMLS	License #
70189	LO-50084
147737	LO-55043
147598	LO-50082
147624	LO-50081
13894	LO-50085
351287	LO-53470
373428	LO-53737
973394	LO-55209
82086	LO-54771
194608	LO-50080
247377	LO-50316
141474	LO-50300
1023887	LO-55638
325859	LO-55038
247498	LO-50301
517152	LO-55037
872554	LO-54597
188806	LO-52503
36375	LO-52524

Arizona

NMLS	License #
517072	LO-0918681
247498	LO-0915998
1023945	LO-0923879
167793	LO-0917308
643093	LO-0919779
247487	LO-0919924
150535	0922911
34735	LO-0915907

Arkansas

NMLS	License #
147737	102245
58551	14578
7447	24380
251843	251843
973394	104728
150535	103854
194608	103484
150405	102252
150658	102244
278178	103090
252704	102243
319056	103250
872554	872554
517152	104446
517072	103703

California

NMLS	License #
188806	CA-DOC188806
179753	CA-DOC179753
140921	CA-DOC140921
82086	CA-DOC82086
247487	CA-DOC247487
145380	CA-DOC145380
13597	CA-DOC13597
6817	CA-DOC6817
373428	CA-DOC373428

Colorado

NMLS	License #
150653	100033060
58551	100038434
145380	100032974
150535	100038438
247487	100035294
643093	100038371
141474	100033478
179753	100038479

Delaware

NMLS	License #
179753	902042
833720	903763
247685	902039
885922	903340
140882	903336
31122	900032

Florida

NMLS	License #
140882	LO1019
132942	LO1264
7447	LO10067
153631	LO306
185818	LO14061
326088	LO137
185938	LO14765
13597	LO5058
251843	LO18061
13894	LO18483
147624	LO300
709686	LO16814
326078	LO1788
189770	LO302
325859	LO1373
190214	LO567
326077	LO103
877565	LO15073
325909	LO760
326082	LO112
325866	LO136
150693	LO14061
373633	LO13135
328874	LO1560
517152	LO9862
872554	LO14774
319056	LO7567
791166	LO13821
190247	LO369
179753	LO878
299463	LO301
327871	LO102
884779	LO15123
377065	LO17468
955184	LO18599

Georgia

NMLS	License #
960132	GRMA#36802
1024384	GRMA#37310
872554	GRMA#36307
517152	GRMA#32730
885922	GRMA#35508
150693	GRMA#36828
247487	GRMA#37625
194608	GRMA#24379
82086	GRMA#28759
1023887	GRMA #37613
247377	GRMA#35478
147624	GRMA#24363
150605	GRMA#24528
13894	GRMA#24370
351287	GRMA#32076
269516	GRMA#32249
147598	GRMA#35984
70214	GRMA#37838
140882	GRMA#24372

Idaho

NMLS	License #
70214	MLO-14743
150653	MLO-12677
13894	MLO-5195
150415	MLO-13557
6817	MLO-5198
145380	MLO-12676
179753	MLO-13558

Illinois

NMLS	License #
247685	031.0031868
277839	031.0029965
319056	031.0029493
36375	031.0032476
194608	031.0033201
247377	031.0033068
185482	031.0030438
150658	031.0028644
278178	031.0028641
190214	31.0034354
252704	031.0028646
31122	031.0031750
150428	031.0030485

Indiana

NMLS	License #
190214	18814
185482	16788
247377	12425
141474	12424
36375	16866
1024384	19781
247685	19531

Iowa

NMLS	License #
150658	18375
6817	19055
192087	19700

Kansas

NMLS	License #
150653	LO.0028376
373375	LO.0027808
278178	Lo.0027199
150405	Lo.0026972

Kentucky

NMLS	License #
82086	MC81557
150535	MC73013
252827	MC72127
252689	MC91984
190214	MC72493
140921	MC72119
247377	MC72129
185482	MC72362
185818	MC72161
269516	MC79822
150605	MC72128
150428	MC72117
31122	MC12947
34735	MC12946
70189	MC72125
71073	MC72149
147737	MC72120
247685	MC72126
791166	MC92169
1024384	MC92941
36375	MC21487
960132	MC90903

Louisiana

NMLS	License #
517072	517072
188806	188806
319056	319056
517152	517152
872554	872554
833720	833720
299463	299463
147737	147737
70214	70214
147624	147624
13894	13894
251843	251843
269277	269277
247377	247377
252704	252704
150658	150658
1023887	1023887
252689	252689
141500	141500
150693	150693
82086	82086
150405	150405

Maryland

NMLS	License #
147737	18175
132942	16837
192985	20710
31122	31122
885922	26-22445

Michigan

NMLS	License #
373375	373375
192087	192087
351287	351287

Minnesota

NMLS	License #
643138	MN-MLO-643138
192985	MN-MLO-192985

Mississippi

NMLS	License #
147737	147737
147598	147598
58551	58551
269277	269277
324508	324508
147624	147624
251843	251843
150405	150405
973394	973394
278178	278178
188806	188806

Missouri

NMLS	License #
36375	3535-MLO
940094	6488-MLO
791166	6499-MLO
252704	1778-MLO
150658	1720-MLO
278178	1800-MLO
140921	3554-MLO
141474	3896-MLO
973394	6396-MLO
401425	3108-MLO
150405	5964-MLO
269277	3146-MLO

Montana

NMLS	License #
70214	70214
252689	252689

Nebraska

NMLS	License #
7447	NE7447
13597	NE13597

Nevada

NMLS	License #
643138	49270
150415	50065
145380	48482
82086	48489
179753	49045

New Hampshire

NMLS	License #
251867	NH251867
150428	NH150428

New Mexico

NMLS	License #
70214	70214
251843	251843
150415	150415
643571	643571
150535	150535
150693	150693
247487	247487
167793	167793

North Carolina

NMLS	License #
1020692	I-156819
189770	I-148432
197855	I-148659
190214	I-148302
140921	I-154904
145380	I-153199
252689	I-149907
141500	I-148674
373633	I-151722
82086	I155251
247487	I-148954
194608	I-149266
150605	I-148052
185818	I-148834
324508	I-151088
269516	I-151723
7447	I-151721
150653	I-147818
192087	I-156242
153631	I-146959
147598	I-146958
192985	I-152480
132942	I-147877
34735	I-146957
299463	I-153198
833720	I-156951
179753	I-149080
190247	I-148579
247498	I-148953
885922	I-154170
960132	I-155573
188806	I-150850

North Dakota

NMLS	License #
252689	NDMLO252689

Ohio

NMLS	License #
252827	MLO.036542.000
140921	MLO.036550.000
150428	MLO.036549.000
643138	MLO.040012.000
13597	MLO.038845.000
1024384	MLO.042711.000
960132	MLO.042509.000
247498	MLO.040404.000
247685	MLO.036541.000
277839	MLO.036543.000

Oklahoma

NMLS	License #
299463	MLO05350
872554	MLO06344
517152	MLO06052
517072	MLO06825
251843	MLO02752
7447	MLO01638
140882	MLO01589
58551	MLO02340
247487	MLO02760
278178	MLO06736
167793	MLO02277
150693	MLO02284
150535	MLO06754
150405	MLO05716

Oregon

NMLS	License #
145380	145380
71073	71073
150415	150415
188806	188806
179753	179753

Pennsylvania

NMLS	License #
277839	31400
833720	41232
885922	39169
247498	40794
517072	35481
31122	29932
132942	26516
167793	29911

South Carolina

NMLS	License #
185482	MLO-185482
247377	MLO - 247377
140921	MLO-140921
145380	MLO - 145380
194608	MLO - 194608
192985	MLO-192985
147598	MLO-147598
71073	MLO - 71073
31122	MLO-31122
150428	MLO-150428
34735	MLO - 34735
140882	MLO-140882
7447	MLO-7447
153631	MLO-153631
373375	MLO-373375
147624	MLO-147624
247498	MLO-247498
791166	MLO - 791166
319056	MLO-319056
885922	MLO-885922
179753	MLO-179753
299463	MLO-299463

South Dakota

NMLS	License #
351287	MLO.01465

Tennessee

NMLS	License #
13894	106384
6817	113117
153631	106133
192087	112612
251867	111565
34735	115037
150428	112574
70189	107112
147598	115012
82086	109497
145380	113948
150405	115077
643571	114632
141500	105367
140921	113395
141474	105373
247377	109589
185482	105557
190214	111846
179753	106908
247685	110840
885922	113683
517152	115107
872554	113889
791166	115003
247498	114393
36375	107456
1024384	115250
960132	115038

Texas

NMLS	License #
517072	517072
885922	885922
1023945	1023945
277839	277839
299463	299463
167793	167793
247487	247487
643093	643039
141500	141500
150535	150535
150693	150693
150415	150415
251867	251867
373428	373428
251843	251843
13597	13597

Utah

NMLS	License #
150415	7776283-NMLO
70189	5802439-NMLP
247498	7886535-NMLO
36375	7825214-NMLO

Virginia

NMLS	License #
1024384	MLO-14036VA
247498	MLO-13340VA
885922	MLO-11670VA
299463	MLO-11898VA
833720	MLO-14401VA
71073	MLO-2422VA
147598	MLO-12505VA
192985	MLO-13872VA
34735	MLO-13200VA
140882	MLO-12373VA
150428	MLO-2426VA
31122	MLO-2360VA
13894	MLO-710VA
150605	MLO-3755VA
324508	MLO-9164VA
192087	MLO-8945VA
194602	MLO-719VA
252827	MLO-4971VA
643571	MLO-12376VA
145380	MLO-13337VA
194608	MLO-720VA
141474	MLO-12374VA
140921	MLO-2425VA
1020692	MLO-14407VA
190214	MLO-10436VA

Washington

NMLS	License #
247487	MLO-247487
145380	MLO-145380
150535	MLO-150535
150653	MLO-150653
6817	MLO-6817
179753	MLO-179753

West Virginia

NMLS	License #
277839	LO-30407
299463	LO-31979
247685	LO-31855
791166	LO-32481
13597	LO-32576
31122	LO-30111
150428	LO-32083
140882	LO-31527
70189	LO-30285
150693	LO-24985
252827	LO-30408
373633	LO-31325
194608	LO-31961
140921	LO-30105
141474	LO-24986

Wisconsin

NMLS	License #
251867	251867
13597	13597

Wyoming

NMLS	License #
34735	MLO-163
150415	MLO-1170
145380	MLO-606
179753	MLO-1053
188806	MLO-695