SAFE Mortgage Licensing Act of 2008

Title V of P.L. 110-289, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed on July 30, 2008. The new federal law gave states one year to pass legislation requiring the licensure of mortgage loan originators according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). The SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state-licensed mortgage loan. Mortgage loan originators who work for an insured depository or its owned or controlled subsidiary that is regulated by a federal banking agency, or for an institution regulated by the Farm Credit Administration, are registered. All other mortgage loan originators are licensed by the states.

The SAFE Act requires state-licensed Mortgage Loan Originators (MLOs) to pass a written qualified test, to complete pre-licensure education courses, and to take annual continuing education courses. The SAFE Act also requires all MLOs to submit fingerprints to the Nationwide Mortgage Licensing System (NMLS) for submission to the FBI for a criminal background check; and state-licensed MLOs to provide authorization for NMLS to obtain an independent credit report.

Alabama

NMLS	License #
188806	LO-52503
36375	LO-52524
70189	LO-50084
194608	LO-50080
373428	LO-53737
247377	LO-50316
13894	LO-50085
247498	LO-50301
141474	LO-50300
351287	LO-53470
147624	LO-50081
147598	LO-50082
288318	LO-51409

Arizona

NMLS	License #
167793	LO-0917308
517072	LO-0918681
247498	LO-0915998
150517	LO-0915906
34735	LO-0915907
643093	0919779

Arkansas

NMLS	License #
194608	103484
252704	102243
150405	102252
278178	103090
58551	14578
517072	103703
13830	102242
319056	103250
150658	102244
150535	103854
7447	24380
147737	102245

California

NMLS	License #
179753	CA-DOC179753
13597	CA-DOC13597
140921	CA-DOC140921
150517	CA-DOC150517
373428	CA-DOC373428
145380	CA-DOC145380
188806	CA-DOC188806
82086	CA-DOC82086
6817	CA-DOC6817

Colorado

NMLS	License #
150653	100033060
134582	100035293
145380	100032974
141474	100033478
247487	100035294
288318	100032975

Delaware

NMLS	License #
179753	902042
247685	902039
31122	900032

Florida

NMLS	License #
132942	LO1264
134582	LO540
153631	LO306
278476	LO544
299463	LO301
373633	LO13135
147624	LO300
179753	LO878
189770	LO302
190214	LO567
517152	LO9862
140882	LO1019
13597	LO5058
319056	LO7567
7447	LO10067

Georgia

NMLS	License #
351287	GRMA#32076
140882	GRMA#24372
517152	GRMA#32730
147624	GRMA#24363
150605	GRMA#24528
278476	GRMA#28750
13894	GRMA#24370
269516	GRMA#32249
82086	GRMA#28759
194608	GRMA#24379

Idaho

NMLS	License #
145380	MLO-12676
6817	MLO-5198
150653	MLO-12677
150415	MLO-13557
13894	MLO-5195
179753	MLO-13558

Illinois

NMLS	License #
185482	031.0030438
319056	031.0029493
150658	031.0028644
252704	031.0028646
277839	031.0029965
278178	031.0028641
150428	031.0030485

Indiana

NMLS	License #
247377	12425
36375	16866
141474	12424
185482	16788

Iowa

NMLS	License #
6817	19055
150658	18375
192087	19700

Kansas

NMLS	License #
278178	Lo.0027199
150405	Lo.0026972
373375	LO.0027808

Kentucky

NMLS	License #
185482	MC72362
147737	MC72120
247685	MC72126
190214	MC72493
252827	MC72127
71073	MC72149
150535	MC73013
13824	MC72374
150605	MC72128
140921	MC72119
150428	MC72117
247377	MC72129
269516	MC79822
36375	MC21487
70189	MC72125
34735	MC12946
31122	MC12947
82086	MC81557

Louisiana

NMLS	License #
252689	252689
141500	141500
70214	70214
252704	252704
269277	269277
150405	150405
13830	13830
517072	517072
319056	319056
150658	150658
147624	147624
147737	147737
517152	517152
251843	251843

Maryland

NMLS	License #
147737	18175
192985	20710
132942	16837

Michigan

NMLS	License #
192087	192087
351287	351287

Minnesota

NMLS	License #
192985	MN-MLO-192985

Mississippi

NMLS	License #
13824	13824
324508	324508
13830	13830
147737	147737
147598	147598
150405	150405
269277	269277
278178	278178
58551	58551

Missouri

NMLS	License #
278178	1800-MLO
269277	3146-MLO
140921	3554-MLO
252704	1778-MLO
278476	3163-MLO
36375	3535-MLO
150658	1720-MLO
13830	1757-MLO

Montana

NMLS	License #
252689	252689
70214	70214

Nebraska

NMLS	License #
13597	NE13597
7447	NE7447

Nevada

NMLS	License #
150517	48478
179753	49045
288318	48481
82086	48489
145380	48482

New Hampshire

NMLS	License #
251867	NH251867

New Mexico

NMLS	License #
70214	70214
150415	150415
167793	167793
247487	247487
150535	150535
643664	643664
251843	251843
150693	150693

North Carolina

NMLS	License #
153631	I-146959
7447	I-151721
	I-148579
324508	I-151088
247498	I-148953
13824	I-148055
	I-148659
278662	I-149079
192985	I-152480
247487	I-148954
179753	I-149080
373633	I-151722
147598	I-146958
189770	I-148432
190214	I-148302
132942	I-147877
252689	I-149907
188806	I-150850
134582	I-149094
150653	I-147818
141500	I-148674
145380	I-153199
34735	I-146957
194608	I-149266
269516	I-151723
150517	I-147915
150605	I-148052
299463	I-153198

North Dakota

NMLS	License #
252689	NDMLO252689

Ohio

NMLS	License #
140921	MLO.036550.000
150428	MLO.036549.000
277839	MLO.036543.000
252827	MLO.036542.000
247685	MLO.036541.000
13597	MLO.038845.000
643138	MLO.040012.000

Oklahoma

NMLS	License #
150693	MLO02284
251843	MLO02752
7447	MLO01638
13830	MLO05715
278662	MLO02763
247487	MLO02760
140882	MLO01589
167793	MLO02277
517152	MLO06052
58551	MLO02340
299463	MLO05350
150405	MLO05716

Oregon

NMLS	License #
150415	150415
188806	188806
145380	145380
71073	71073

Pennsylvania

NMLS	License #
167793	29911
517072	35481
132942	26516
31122	29932
277839	31400

South Carolina

NMLS	License #
299463	MLO-299463
194608	MLO - 194608
153631	MLO-153631
134582	MLO-134582
192985	MLO-192985
278662	MLO-278662
319056	MLO-319056
140882	MLO-140882
179753	MLO-179753
147598	MLO-147598
147624	MLO-147624
7447	MLO-7447
185482	MLO-185482
71073	MLO - 71073

South Dakota

NMLS	License #
351287	MLO.01465

Tennessee

NMLS	License #
141474	105373
153631	106133
185482	105557
247685	110840
179753	106908
190214	111846
141500	105367
192087	112612
36375	107456
70189	107112
150428	112574
82086	109497
247377	109589
251867	111565
13894	106384
278476	109704

Texas

NMLS	License #
251867	251867
373428	373428
277839	277839
299463	299463
141500	141500
134582	134582
150415	150415
167793	167793
247487	247487
150535	150535
517072	517072
278662	278662
251843	251843
150693	150693

Utah

NMLS	License #
247498	7886535-NMLO
150415	7776283-NMLO
70189	5802439-NMLP
36375	7825214-NMLO
278476	7822539-NMLO

Virginia

NMLS	License #
13894	MLO-710VA
140921	MLO-2425VA
150605	MLO-3755VA
150428	MLO-2426VA
194608	MLO-720VA
192087	MLO-8945VA
31122	MLO-2360VA
324508	MLO-9164VA
71073	MLO-2422VA
190214	MLO-10436VA
252827	MLO-4971VA

Washington

NMLS	License #
288318	MLO-288318
150535	MLO-150535
6817	MLO-6817
150653	MLO-150653
145380	MLO-145380
373692	MLO-373692

West Virginia

NMLS	License #
140921	LO-30105
277839	LO-30407
70189	LO-30285
31122	LO-30111
141474	LO-24986
252827	LO-30408
140882	LO-31527
373633	LO-31325
150693	LO-24985

Wisconsin

NMLS	License #
13597	13597
251867	251867

Wyoming

NMLS	License #
188806	MLO-695
34735	MLO-163
145380	MLO-606
179753	1053