Vanderbilt Mortgage and Finance, Inc., with its principal office at 500 Alcoa Trail, Maryville, Tennessee 37804, and telephone number 800-970-7250, holds or files the licenses or other
authorizations (“licenses”) to make loans listed below. Vanderbilt does not engage in lending in every state and some states do not require licenses for every type of credit transaction.
Alabama
| Licensed to make consumer loans |
MC 3145 |
Arizona
| Mortgage Banker |
BK-0902616 |
| Mortgage Banker |
BKBR-0108059 |
| Mortgage Banker |
BKBR-0115433 |
Arkansas
| Mortgage Banker and Mortgage Servicer |
10696 |
| Mortgage Banker and Mortgage Servicer |
20116 |
California
| Finance Lender licensed by Dept. of Corporations |
6036460 |
| Finance Lender licensed by Dept. of Corporations |
603J016 |
Colorado
| Regulated by the Colorado Division of Real Estate |
|
| Supervised Lender |
097287 |
| Supervised Lender |
097287-002 |
| Mortgage Company Registration |
|
Delaware
| Chapter 22 Licensed Lender |
2150 |
| Motor Vehicle Sales Finance |
2410 |
Florida
| Mortgage Lender Servicer |
MLD393 |
| Mortgage Lender Servicer Branch |
MLDB744 |
| Sales Finance |
SF0900053 |
Georgia
| Georgia Residential Mortgage Licensee |
|
| Mortgage Lender |
6911 |
Idaho
| Regulated Lender |
RRL-3811 |
| Mortgage Broker/Lender |
MBL-3054 |
| Mortgage Broker/Lender |
MBL-7807 |
Illinois
| Illinois Department of Financial and Professional Regulation |
|
| 122 S Michigan Ave., Ste. 1900 |
|
| Chicago, IL 60603 |
|
| (312) 793-3000 |
|
| Illinois Residential Mortgage Licensee |
MB 6760629 |
| Sales Finance Agency |
892 |
Indiana
| Subordinate Lien Mortgage Lending |
7072 |
| First Lien Mortgage Loan |
10869 |
Iowa
| Mortgage Banker |
572 |
| Iowa Nonresident Regulated Loan Number |
2006-0156 |
| Iowa Nonresident Regulated Loan Number |
2006-0158 |
| Master Loan Company Registration Number |
88880907 |
| Mortgage Branch Registration |
572 |
| 537.6202 Creditor/ Assignee Notification |
|
Kansas
| Kansas Licensed Mortgage Company |
|
| Supervised Loan License |
SL. 0000720-BR.002 |
| Supervised Loan License |
SL. 0000720 |
| Notification |
NOT.0006455 |
Kentucky
| Mortgage Loan Company |
MC16813 |
| Mortgage Loan Company |
MC22484 |
Louisiana
| Residential Mortgage Lending License |
RML 556-0 |
| Mortgage Branch Registration |
|
| Sales Finance |
SF-2012-00208 |
| Sales Finance |
SF-2012-00209 |
| Notification |
NOT 12450-0 |
Maine
| Loan Servicer |
SVR5876 |
| Loan Servicer |
SVR7126 |
Maryland
| Mortgage Lender |
12845 |
| Consumer Loan |
814 |
| Sales Finance |
1457 |
| Installment Loan |
2084 |
Michigan
| First Mortgage Broker, Lender and Servicer Registrant |
FR 1011 |
Minnesota
| Residential Mortgage Originator |
MO 20194020 |
Mississippi
| Mississippi Registered Mortgage Company |
|
| Mississippi Mortgage Company Lender License |
1561 |
| Mississippi Mortgage Branch License |
7443 |
Missouri
| Consumer Credit Loan |
367-14-1364 |
| Residential Mortgage Loan Broker |
13-1868 |
Montana
| Consumer Loan License |
484 |
| Sales Finance |
325 |
| Mortgage Lender |
1561 |
| Mortgage Servicer |
1561 |
| Mortgage Servicer Branch License |
7443 |
Nebraska
| Mortgage Banker |
522 |
| Mortgage Banker Branch |
|
| Sales Finance |
1075 |
| Sales Finance |
1093 |
Nevada
| Installment Loan |
IL10008 |
| Exempt Company Registration |
3656 |
| Exempt Branch Registration |
3656 |
| Mortgage Loan Servicer Registration |
|
New Hampshire
| Licensed by the New Hampshire Banking Department |
|
| Mortgage Banker |
13678-MB |
New Mexico
| Mortgage Loan Company and Loan Broker Registration (Registration Certificate) |
01135 |
| Mortgage Loan Company Branch License |
|
North Carolina
| Mortgage Lender |
L-100375 |
| Mortgage Branch License |
L-00375-101 |
| Privilege License |
272429 |
North Dakota
| Money Broker |
MB 102489 |
| Collection Agency |
CA101425 |
Ohio
| Mortgage Loan Certificate |
SM.500822.000 |
| Mortgage Loan Certificate |
SM.500822.001-BR |
Oklahoma
| Supervised Lender |
SL003570 |
| Supervised Lender |
SL005838 |
| Mortgage Broker |
MB001343 |
| Mortgage Broker Branch |
MBB01359 |
| Notification |
83720 |
| Notification |
84168 |
Oregon
| Mortgage Lender |
ML-1659 |
| Mortgage Lender |
ML-1659-1 |
Pennsylvania
| Licensed by Pennsylvania Department of Banking |
|
| Sales Finance |
1607 |
| Mortgage Consumer Discount Company License |
26510 |
South Carolina
| Supervised Lender |
S-4,104 |
| Supervised Lender |
S-6,010 |
| Notification |
NT-0728930-07289478-0728943 |
| Mortgage Lender/Servicer |
MLS-1561 |
| Mortgage Lender/Servicer |
MLB-7443 |
| Retail Dealer |
35711 |
South Dakota
| Mortgage Lender |
ML.04245 |
| Money Lender |
MYL.2282 |
Tennessee
| Residential Lending, Brokerage and Servicing Act |
109263 |
| Residential Lending, Brokerage and Servicing Act |
109263-101 |
Texas
| Registered Creditor |
110634 |
| Registered Creditor |
118109 |
| Mortgage Banker |
64733 |
| Mortgage Banker Branch |
|
| Regulated Loan |
11282-48667 |
Utah
| Mortgage Lender Company |
5489445-NMLC |
| Consumer Credit Notification |
|
| Residential First Mortgage Notification |
|
| Collection Agency |
1455164-0131 |
Vermont
| Loan Servicer |
1561-1 |
| Loan Servicer Branch |
7443-1 |
Virginia
| Licensed by the Virginia State Corporation Commission |
|
| Mortgage Lender |
MC-722 |
| Mortgage Lender Branch |
MC-722 |
Washington
| Consumer Loan Act Licensee |
520-CL-18354 |
| Consumer Loan Act Licensee |
520-CL-18354-26978 |
| http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1561 |
|
West Virginia
| Mortgage Lender |
ML-20713 |
| Mortgage Lender |
MLB-21730 |
| Collection Agency |
1050-1898 |
| Collection Agency |
2228-1602 |
| Notification |
|
Wisconsin
| Mortgage Banker |
16381 |
| Mortgage Banker Branch |
7443BA |
| Consumer Act Registration |
|
| Sales Finance |
312 |
| Sales Finance |
3121 |
Wyoming
| Supervised Lender |
SL-1425 |
| Mortgage Lender/Broker |
MBL-317 |
| Mortgage Lender/Broker |
MBL-318 |
Disclosures
Federal Equal Credit Opportunity Act Notice:
The Federal Equal Credit Opportunity Act prohibits creditors from
discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status,
age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant‘s
income derives from any public assistance program; or because the applicant has in good faith exercised any right
under the Consumer Protection Act. The federal agency, which administers compliance with this law concerning this
creditor, is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.
California:
The Housing Financial Discrimination Act of 1977 Fair Lending Notice
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the
consideration of:
- Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation,
unless the financial institution can demonstrate in the particular case that such consideration is required to avoid
an unsafe and unsound business practice; or
- Race, color, religion, sex, marital status, national origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic
area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to
undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and
conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or
refinancing of any one- to four-unit family residences occupied by the owner and for the purpose of the home
improvement of any one- to four-unit family residence.
If you have questions about your rights, or if you wish to file a complaint, contact the management of this
financial institution or:
Department of Corporations
| 320 West 4th Street |
71 Stevenson Street |
1515 K Street |
1350 Front Street |
| Suite 750 |
Suite 2100 |
Suite 200 |
Room 2034 |
| Los Angeles, CA |
San Francisco, CA |
Sacramento, CA |
San Diego, CA |
| 90013-2344 |
94105-2980 |
95814-4052 |
92101-3697 |
Ohio:
The Ohio laws against discrimination requires that all creditors make credit equally available to all
creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon
request. The Ohio Civil Rights Commission administers compliance with this law.
Texas:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL
MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR,
SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT
WWW.SML.TEXAS.GOV.
A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF
LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE
FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT
THE DEPARTMENT'S WEBSITE AT
WWW.SML.TEXAS.GOV.
Utah:
The Federal Equal Opportunity Act and the Utah Consumer Credit Code prohibit creditors from
discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status,
age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the
applicant‘s income derives from any public assistance program; or because the applicant has in good faith exercised
any right under the Consumer Protection Act. The federal agency which administers compliance with this law
concerning this creditor, is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580. For
residents of Utah, the Equal Credit Opportunity Provisions of the Utah Uniform Consumer Credit Code are administered
by the Department of Financial Institutions, Herber M. Wells Building, 160 East 300 South, 3
rd Floor,
Salt Lake City, Utah 84111.
Washington:
Washington State law prohibits discrimination in credit transactions because of race, creed,
color, national origin, sex, marital status, or the presence of any sensory, mental or physical handicap of any
person. The Washington State Human Rights Commission administers compliance with this particular State law.
Wisconsin:
Notice to Married Wisconsin Residents: No provision of a marital property agreement, court
order or decree under section 766.70 of the Wisconsin statutes or individual statement applying to marital property
will adversely affect a creditor‘s interests unless prior to the time credit is granted such creditor had actual
knowledge of such provision. If an applicant spouse wants a creditor to be bound by such provision, such
applicant spouse needs to disclose to the creditor the existence of such provision and provide the creditor with a
copy thereof prior to the time credit is granted. Disclosure of such provision after credit is granted will not
bind the creditor.