More than 300,000 homeowners have relied on Vanderbilt Mortgage to finance the home of their dreams. Vanderbilt’s relationship with Clayton Homes makes finding your modular or manufactured home easy even if you are relocating. Contact one of our Retail Sales Consultants today to discuss the style of home you are looking for. They can explain the various financing options for modular and manufactured homes available to you and connect you with a Model Home Center in your area. Online pre-qualification is available by clicking here.
Request information online about our financing options, and a Retail Sales Consultant will contact you, or you may call 1-800-822-0633. We look forward to hearing from you.
Our mortgage programs and highlights include:
Down payments on home loans as low as $500
Gold-Key down payments are as low as $500, and each of our finance programs are designed with your down payment and monthly payment in mind. We do not offer 100% financing on modular and manufactured homes at this time, but home-ownership is not far away.
Fixed interest rates and terms
You know what you will have to pay over the life of your loan because your loan payment will not fluctuate. There are no variable or adjustable mortgage rates to worry about. We do not offer balloon loans.
Special Mortgage Programs that are right for you
Smart Mortgage - This loan program allows you to make bi-weekly payments through automatic bank draft that will save you thousands of dollars in interest and pay your home off in less time.
Government loans - We offer special government loans for special situations. They are perfect for first time homebuyers. They offer the lowest down payment available on modular and manufactured homes.
Silver-Key and Gold-Key Mortgage - These provide you with the best of both worlds, offering a superior home value with a reduced interest rate and lower down payment on your loan.
