New Home Loans

More than 300,000 homeowners have relied on Vanderbilt Mortgage and Finance, Inc. for help in purchasing the home of their dreams, always with a focus on good customer experiences and high quality service.

Vanderbilt, a Berkshire Hathaway company, has been in the business for over 30 years and is the nation’s top provider of manufactured home loans. We have various lending programs, including new manufactured home loans. Put our experience to work for you.

Through our relationship with nationwide builder Clayton Homes, we make finding your modular or manufactured home easy as well. Clayton has 450 model home centers nationwide where customers can get a first-hand look at hundreds of models. Relocating? Clayton can streamline the process. Just contact one of our Retail Sales Consultants today to get started.

Online pre-qualification is also available.

Here are some highlights of Vanderbilt’s manufactured home loan programs:

• Reduced interest rates and low down payments.Get the best of both worlds with our Silver Key Finance Program which offers down payments on new manufactured homes for as low as 2.5%.
• Fixed interest rates and terms with a fixed loan payment that doesn’t fluctuate, you know what the cost will be over the life of the loan. There are no variable or adjustable mortgage rates to worry about. Vanderbilt does not offer balloon loans.
• Special Mortgage Programs that are right for you
  • There’s the Smart Mortgage Program, which allows you to make bi-weekly payments through automatic bank drafts, which can help save you thousands of dollars in interest and help repay your home loan in less time.
  • We also offer government loans for special situations. They are perfect for first-time homebuyers. They offer the lowest down payment available on modular and manufactured homes.
  • In addition, look into Vanderbilt’s loan programs for pre-owned homes which offer low down payments, fixed interest rates and flexible loan terms.

Call 1-800-822-0633 for more information, or simply fill out the Information Request Form and a Retail Sales Consultant will call you at your convenience