Manufactured Home Loans

Find the mortgage program that works for you - and your budget.
Vanderbilt Mortgage and Finance, a Berkshire Hathaway Company and valued partner of Clayton Homes offers many mortgage options, each designed to help you accomplish your goals. Here are just a few of our options:

SMART Mortgage - Payoff your mortgage faster

This plan lets you take advantage of low monthly payments while paying off your mortgage years sooner – which will save you money. Instead of paying your mortgage monthly, you’ll pay every two weeks. So more of your payment goes toward the principal of your manufactured home loan, allowing you to pay off your mortgage years early.

FHA Program - Lower down payment requirements

The Federal Housing Administration (FHA) loan, sponsored by the federal government, is designed to help first-time homebuyers qualify for a loan. An FHA loan offers a competitive rate, a low down payment and no loan fees.

Land Home Program - Own your own land or planning to buy land?

With this program, you can finance a new home, land, fees and improvements with the same loan. It’s easy and it’s convenient.